The co-founder of the first federally-chartered crypto bank breaks down why DeFi won't replace the traditional financial system — and shares his favorite strategy for finding the best yields in crypto lending

Many crypto bulls will speak in terms of revolution when talking about how blockchain and decentralized finance (DeFi) technology will change the financial world. No more banks, no more centralized control — a complete shift to a democratized financial system where users can anonymously lend to one …


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